01
Acceptance of These Terms
These Terms & Conditions govern access to and use of the LumiraHouse website and any account created on it. By browsing the site, creating an account, or submitting a form, a visitor agrees to follow these terms. Anyone who does not agree should stop using the site.
02
About the Service
LumiraHouse shares general information about home warranty plans and helps homeowners explore coverage options for household systems and appliances. LumiraHouse is not a home warranty provider, does not issue plans, and does not approve or deny service requests.
Content on the site is educational. It does not replace the written terms of any plan, and it should not be read as a promise that a given repair or replacement will be covered.
03
Eligibility and Accounts
To create an account, a person must be of legal age where they live and able to enter a binding agreement. Account holders agree to:
- Provide accurate, current, and complete details
- Keep their password private and secure
- Update their details when something changes
- Accept responsibility for activity under their account
04
Communications and Consent
When a visitor selects a consent option on the signup form, LumiraHouse may send service or marketing text messages as described in that option. Consent is not a condition of purchase. Replying STOP ends text messages, and replying HELP returns assistance details. Message and data rates may apply, and message frequency may vary.
05
Acceptable Use
Visitors agree not to misuse the site. That includes, without limitation:
- Submitting false, misleading, or someone else's information
- Trying to access accounts, systems, or data without permission
- Uploading harmful code or disrupting how the site works
- Copying site content for resale or commercial reuse
06
Plans and Third Party Providers
Any home warranty plan is offered and administered by its own provider under that provider's written agreement. Coverage limits, exclusions, waiting periods, service fees, and cancellation rules are set by the provider. LumiraHouse is not responsible for the decisions, services, or conduct of any third party provider.
07
Intellectual Property
The text, graphics, logos, and layout of this site belong to LumiraHouse or are used with permission. They may not be copied, changed, or distributed without prior written consent, except for personal, noncommercial viewing.
08
Disclaimers
The site and its content are provided on an "as is" and "as available" basis. LumiraHouse makes no warranty that the site will be uninterrupted, error free, or suitable for any particular purpose, and does not guarantee the accuracy of any plan details shared on it.
09
Limitation of Liability
To the fullest extent allowed by law, LumiraHouse is not liable for any indirect, incidental, special, or consequential damages arising from use of the site, reliance on its content, or any dealings with a plan provider.
10
Changes to These Terms
These terms may be updated from time to time. The date at the top of this page shows the latest revision. Continued use of the site after an update means the revised terms are accepted.
11
Governing Law
These terms are governed by the laws of the State of Indiana, without regard to its conflict of law rules. Any dispute will be handled in the courts located in Indiana unless an arbitration agreement says otherwise.
12
Contact Information
Questions about these Terms & Conditions can be sent using the details below.